Explore ACA Marketplace plans, small business group benefits, and supplemental care from top-rated US carriers at no cost to you. Over 80% of applicants qualify for plans under $10/month.
From individuals seeking subsidized ACA marketplace plans to growing businesses needing tax-deductible group benefits, Prime Health Global pairs you with top-rated carriers at zero broker fees.
Most health insurance websites are actually lead generation portals designed to sell your personal phone number to dozens of third-party telemarketers. We operate completely differently.
Understanding plan networks ensures you keep your preferred doctors, avoid surprise bills, and stay strictly within your medical budget.
| Network Feature | HMO (Health Maintenance) | PPO (Preferred Provider) | EPO (Exclusive Provider) | Medical Indemnity |
|---|---|---|---|---|
| Monthly Premium | Lowest (Best Value) | Moderate to Highest | Low to Moderate | Low Supplemental Add-on |
| Primary Doctor (PCP) Required? | Yes (Personal Care Hub) | No | No | No |
| Specialist Referrals Needed? | Yes (from PCP) | No (Direct Access) | No (Direct Access) | No (Direct Access) |
| Out-of-Network Coverage? | Emergencies Only | Yes (Partial Coinsurance) | Emergencies Only | Any Licensed US Hospital |
| Cost-Sharing Model | Flat, Predictable Copays | Coinsurance (% of Bill) | Copays & Coinsurance | Direct Cash Paid to You |
| Best Suited For | Individuals wanting low premiums and coordinated care | Frequent travelers & multi-specialist patients | Patients wanting specialist freedom on a budget | Bridging high-deductible gaps |
Real examples of Florida individuals, households, and employers who unlocked maximum subsidies with Prime Health Global.
"As an independent consultant in Miami, I was paying over $600 a month directly to an insurer. The Prime Health Global team recalculated my APTC subsidy and placed me into a comprehensive Silver plan with a $0 deductible for $14/month!"
"We were terrified of losing our pediatrician when our COBRA ran out. Our advisor verified our kids' doctors were in-network and set us up with a family plan for only $85/month total. The relief is indescribable."
"Traditional group health plans were pricing our manufacturing business out of benefits. Prime Health Global structured an ICHRA model that allows our staff to choose their own plans while keeping our contributions 100% tax-deductible."
All metal tiers cover the 10 Essential Health Benefits by federal law. The tiers indicate how you and the insurer split medical costs:
Finding and activating your subsidized health plan with Prime Health Global is seamless, secure, and 100% free.
Enter your ZIP code and household parameters into our quote engine to review personalized plan quotes and maximum federal subsidy savings.
Consult 1-on-1 with our licensed US brokers to confirm your preferred physicians, specialists, and medications are 100% in-network before enrolling.
Complete your application in minutes with official carrier member ID confirmation and enjoy dedicated year-round claims and policy support.
Unlike offshore call centers, Prime Health Global maintains physical desks in Miami and Tampa staffed by credentialed advisors.
Serving South Florida, Miami-Dade, Broward, and Palm Beach counties with bilingual licensed health insurance advisors.
Serving Tampa Bay, Hillsborough, Pinellas, and Central Florida communities with complete ACA subsidy and plan enrollment support.
Clear, transparent answers to help you navigate your health coverage with total confidence.
Enter your ZIP code, check your estimated federal subsidy savings in under 60 seconds, and enroll directly with our licensed US health insurance advisors in Miami & Tampa at zero additional cost.
